By using one of our calculators, you can get an estimate of a possible loan amount. This amount is based off of the data you enter and is not adjusted for the actual interest based on your credit score. If you already have a price range in mind, you can use this calculator (link to monthly payment calculator) to find out what your payments may look like.

There are many different types of loan programs available and some do not basis their qualifications as heavily on credit scores. You can learn more about some of the different loan programs by visiting our Loan Center or give us a call and our friendly representatives would be more than happy to find the best loan option for you.

There are many options to cater to your individual needs; let us help you select the one that is best for you. Our experience loan officers can guide you throughout the process and make sure that your loan fits your budget and your lifestyle.

The first step is to fall in love with your perfect home. Next, you'll need to be qualified for a particular loan program that fits your financial needs. Once you're approved through a lender, the closing period begins as all of the documentation and funds transfers are completed. Once the funds are transferred, the closing is completed and it's time to celebrate your new home purchase!

Once we receive your application (to begin yours, click here), you will get estimated interest and payment amounts in as little as 24 hours. It can take up to several weeks, however, to get full approval from your lender as they complete the underwriting process.

This amount is determined primarily by the purchase price of the home. That amount will determine the amount of your down payment as well as your closing costs. Your down payment will vary based on your loan and can be as little as 3.0% (there are some loans that do 100% financing as well, however) and closing costs are generally also at 3.0%.